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What is the cancellation fee for P&O Cruises?

  • Michael Rodriguez
  • 29 June 2026

What is the cancellation fee for P&O Cruises?

Booking a cruise is an exciting investment in a future holiday, but unexpected events can sometimes force travelers to cancel their plans. Illness, family emergencies, work commitments, flight disruptions, or financial concerns may all lead passengers to ask one important question:

The short answer is that P&O Cruises applies cancellation charges based primarily on how many days remain before departure. In many cases, the closer you cancel to the sailing date, the larger the cancellation fee becomes. Late cancellations may result in losing the entire cruise fare.

Understanding these fees before booking helps travelers make informed decisions, purchase suitable travel insurance, and minimize financial losses.

Understanding P&O Cruises Cancellation Policy

P&O Cruises operates under booking terms and conditions that specify when cancellation charges apply. The exact fee depends on:

  • Number of days before departure
  • Type of fare booked
  • Whether deposits are refundable
  • Promotional offers
  • Flight and package inclusions
  • Special booking conditions

Most cruise lines use a sliding scale, and P&O Cruises follows a similar approach.

Typical P&O Cruises Cancellation Charges

The following table illustrates the standard structure often used for cancellation charges.

Days Before Departure Cancellation Charge
More than 90 days Loss of deposit
89–57 days Percentage of holiday cost
56–42 days Higher percentage
41–16 days Significant charge
15 days or less Up to 100%

 

Travelers should always check the latest booking conditions because policies can change.

How P&O Cruises Calculates Cancellation Fees

Cancellation fees are generally calculated as a percentage of the total fare.

Factors include:

Cruise Fare

The base fare paid for the cruise.

Flights

If flights are included, additional airline charges may apply.

Hotels

Pre-cruise hotel stays may have separate cancellation conditions.

Transfers

Airport and port transfers may not always be refundable.

Insurance

Travel insurance premiums are usually non-refundable after the cooling-off period.

Why Cruise Cancellation Fees Exist

Cruise lines commit significant resources well before departure:

  • Fuel purchasing
  • Staffing arrangements
  • Port reservations
  • Catering supplies
  • Entertainment contracts
  • Cabin inventory management

As departure approaches, cabins become more difficult to resell, which explains why cancellation charges increase over time.

P&O Cruises Deposit Policy

Many P&O Cruises bookings require a deposit at the time of reservation.

Deposits may be:

  • Refundable within certain periods.
  • Non-refundable promotional deposits.
  • Transferable under specific offers.

Some promotional fares carry stricter conditions than standard fares.

Always read the booking confirmation carefully.

Example Scenarios

 1: Early Cancellation

Sarah books a Mediterranean cruise nine months in advance.

She cancels six months before departure.

Result:

  • She may lose only her deposit.

2: Mid-Term Cancellation

David cancels 45 days before sailing.

Result:

  • A substantial percentage of the fare may be charged.

 3: Last-Minute Cancellation

Emma cancels five days before embarkation because of illness.

Result:

  • Up to 100% of the cruise fare could be forfeited.

Travel insurance may help recover eligible losses.

Are P&O Cruise Deposits Refundable?

This depends on:

  • Fare type
  • Promotional offers
  • Booking conditions
  • Timing of cancellation

Some special promotions specifically state that deposits are non-refundable.

If uncertain, contact the travel agent or P&O Cruises directly.

P&O Cruises Select Price vs Saver Fares

Different fare categories may offer different flexibility.

Feature Select Fare Saver Fare
Cabin choice Yes Limited
Dining choice Yes Limited
Flexibility Higher Lower
Cancellation options Better More restrictive

 

Lower-priced fares often involve greater cancellation risk.

What Happens If You Cancel Due to Illness?

Medical emergencies are among the most common reasons for cancellation.

Travel insurance may cover:

  • Serious illness
  • Injury
  • Hospitalization
  • Family emergencies
  • Death of a close relative

Insurers generally require:

  • Medical documentation
  • Proof of cancellation
  • Policy eligibility

Importance of Travel Insurance

Travel insurance is strongly recommended when booking cruises.

Coverage may include:

  • Trip cancellation
  • Medical emergencies
  • Missed departure
  • Emergency evacuation
  • Travel delays
  • Baggage loss

Without insurance, passengers may bear the entire financial loss.

How to Cancel a P&O Cruise

1: Review Booking Terms

Check:

  • Booking confirmation
  • Fare conditions
  • Deposit rules

 2: Contact Your Booking Source

If booked directly:

  • Contact P&O Cruises.

If booked through an agent:

  • Contact the travel agency.

 3: Request Written Confirmation

Always obtain:

  • Cancellation reference number
  • Written confirmation
  • Refund calculation

4: Notify Your Insurance Company

If filing a claim:

  • Submit supporting documents.
  • Provide medical certificates if necessary.
  • Meet policy deadlines.

Can You Transfer Your Cruise Instead of Cancelling?

Sometimes travelers may:

  • Change passenger names.
  • Move to another sailing.
  • Rebook for a future date.

Availability depends on:

  • Fare conditions
  • Timing
  • Promotional restrictions

Changes may involve administration fees.

What Happens During Exceptional Circumstances?

Cruise companies occasionally offer flexible options during extraordinary events.

Examples include:

  • Severe weather
  • Government restrictions
  • Public health emergencies
  • Major travel disruptions

Options may include:

  • Future cruise credits
  • Rebooking opportunities
  • Refund programs

Policies vary according to the circumstances.

How Long Do Refunds Take?

Refund times vary depending on:

  • Payment method
  • Booking channel
  • Insurance claims
  • Bank processing times

Typical processing periods may range from several days to several weeks.

Tips to Avoid Cancellation Fees

Book Travel Insurance Early

Early purchase may provide wider cancellation protection.

Understand Your Fare

Read all fare rules before paying.

Avoid Non-Refundable Promotions

Lower prices may involve stricter cancellation conditions.

Monitor Final Payment Dates

Knowing payment deadlines can reduce financial risk.

Keep Documentation

Maintain:

  • Booking confirmations
  • Medical certificates
  • Insurance records
  • Payment receipts

Comparison: Cruise Cancellation Policies

Cruise Line Deposit Risk Late Cancellation
P&O Cruises Usually deposit loss Up to 100%
Cunard Deposit or percentage Up to 100%
MSC Cruises Percentage-based Up to 100%
Costa Cruises Increasing scale Up to 100%

 

Most major cruise operators use similar cancellation structures.

Consumer Protection Considerations

Travelers in the UK may benefit from:

  • Package travel regulations.
  • Credit card protections.
  • Travel insurance coverage.

If a cruise package includes flights and accommodations, additional consumer protections may apply.

When Should You Contact P&O Cruises?

Contact the company immediately if:

  • You become ill.
  • A family emergency occurs.
  • Your travel plans change.
  • Flights are disrupted.
  • You cannot obtain required documents.

Early communication may increase available options.

Expert Recommendations

Travel experts commonly recommend:

  1. Read cancellation policies before booking.
  2. Purchase comprehensive insurance.
  3. Keep copies of all documents.
  4. Notify suppliers immediately.
  5. Understand fare conditions.

These steps can significantly reduce financial risk.

Frequently Asked Questions

1. Do I lose my deposit if I cancel a P&O Cruise?

In many cases, yes. Deposits may become non-refundable after certain periods.

2. Can I receive a full refund?

Full refunds are usually only available if cancellation occurs within applicable terms or during special circumstances.

3. Does travel insurance cover cancellation?

Many policies cover eligible reasons such as illness or emergencies.

4. What happens if I cancel close to departure?

Late cancellations often result in very high charges and may reach 100% of the fare.

5. Can I change my sailing date instead?

Depending on the fare and availability, rebooking may be possible.

6. Are flight costs refundable?

This depends on airline conditions and package arrangements.

7. How quickly are refunds issued?

Processing times vary depending on payment methods and booking channels.

8. Should I buy travel insurance?

Yes. Insurance can protect against substantial financial losses.

9. Do promotional fares have stricter rules?

Often, yes. Discount fares frequently carry higher cancellation penalties.

10. Where can I check the latest policy?

The official P&O Cruises booking conditions provide the most current information.

Final Verdict

P&O Cruises cancellation fees depend largely on how close you are to your sailing date. Early cancellations may only result in the loss of a deposit, while cancellations shortly before departure can lead to losing the entire cruise fare.

Travel insurance remains one of the most effective ways to protect yourself financially. Before booking, carefully review fare conditions, understand deposit rules, and keep all documentation.

Based on publicly available information, travelers who understand the cancellation policy in advance are far better prepared to manage unexpected changes and avoid costly surprises.

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