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If you have sailed with MSC Cruises more than once, you may have accumulated MSC Voyagers Club points. These points are part of the cruise line's loyalty program and help determine your membership level.
However, there is an important distinction: MSC Voyagers Club points do not function as cash or a general-purpose payment balance. You do not normally exchange 1,000 points for a specific dollar or euro discount. Instead, your accumulated points move you into a higher MSC Voyagers Club membership tier, and that tier provides access to various cruise discounts, onboard savings, and special privileges. MSC states that its points have no monetary value and cannot be redeemed for cash.
So, if you are asking, "How do I use my loyalty points with MSC Cruises?" the practical answer is to maintain your points balance, qualify for a higher membership level, and then use the benefits attached to that level.
The MSC Voyagers Club is MSC Cruises' loyalty program for guests. Membership is free, and members earn points through eligible cruises, qualifying prepaid onboard services, and certain bonus opportunities.
The more points you accumulate, the higher your membership level can become. MSC currently lists six levels:
| Membership Level | Points Required |
|---|---|
| Welcome | 0 points |
| Classic | 1–2,199 points |
| Silver | 2,200–4,299 points |
| Gold | 4,300–9,999 points |
| Diamond | 10,000–24,999 points |
| Blue Diamond | 25,000+ points |
Higher levels generally provide more benefits and privileges.
No. MSC Voyagers Club points are not a form of onboard currency.
For example, if your account shows 5,000 points, you cannot normally ask MSC to convert those points into €50 or $50 in cash or use 5,000 points to pay for a restaurant, excursion, drink package, or cruise fare.
MSC's terms specifically state that points have no monetary value, cannot be redeemed for cash, and contribute toward obtaining benefits associated with the Voyagers Club program.
This is one of the most important things to understand before trying to "use" your MSC loyalty points.
Your points can help you:
The exact benefits depend on your membership level and the applicable MSC terms.
Although you cannot spend the points directly, you can benefit from them through your membership status.
Start by checking your current membership level and points balance through your MyMSC personal area.
MSC states that members can use the online personal area to check their points balance, membership level, card information, and cruise history.
Checking your balance is useful before making another booking because you can see whether you have reached, or are close to reaching, another membership tier.
Once you know your points total, check which membership level you have reached.
For example:
Your tier determines which benefits you may receive.
When booking an MSC cruise, make sure your MSC Voyagers Club identification number is associated with the reservation.
MSC's terms state that members need to provide their Club Identification Number when booking to be eligible for the program's benefits and to ensure recognition of their membership.
If your membership information is missing from a reservation, contact MSC or check your booking details before sailing.
Your points themselves are not spent. Instead, your membership level gives you access to applicable benefits.
Depending on your tier, these can include:
Benefits vary significantly by tier, and some have spending, age, availability, itinerary, or booking conditions.
The value of your MSC points comes from the membership level they help you reach.
Classic members receive benefits such as a 5% MSC Voyagers Club cruise discount, subject to applicable terms. MSC also lists onboard discounts including savings on photographs, selected digital accessories, internet packages, and spa, salon, and fitness services.
Silver members receive the Classic benefits plus additional privileges. MSC currently lists benefits such as a milestone reward, certain onboard discounts, a birthday cake, and a €/$50 onboard credit associated with eligible MSC Voyagers Exclusives bookings.
Gold members receive additional benefits beyond Silver, including selected higher onboard discounts and privileges such as a complimentary one-hour thermal-area session once per cruise, subject to the applicable conditions.
Diamond members receive additional privileges, including priority services, a complimentary photograph, selected dining benefits, special events, and other onboard perks listed by MSC.
Blue Diamond is currently the highest MSC Voyagers Club level, requiring 25,000 or more points. Its benefits include additional priority services, selected Yacht Club-related privileges, complimentary internet benefits, and other onboard experiences, subject to MSC's conditions.
If you want to make better use of your loyalty membership, earning enough points to reach the next tier is important.
MSC says points can be earned through several categories.
Points can be awarded according to the type of MSC Experience purchased and the length of the cruise.
Eligible categories can include:
The number of points depends on the applicable cruise length and experience.
MSC also awards points for qualifying onboard services purchased before the cruise.
According to MSC's published terms, members can earn 100 points for every €/$150 spent on eligible prepaid MSC packages and services, subject to the applicable currency and program rules.
MSC also offers certain bonus-point opportunities.
Depending on the applicable promotion and conditions, bonus points may be available for things such as qualifying package bookings, updating contact information before sailing, birthday-related promotions, or special Voyagers Club promotions.
Because promotional rules can change, check the current MSC Voyagers Club terms before relying on a particular bonus.
MSC does not generally add Voyagers Club points while you are still sailing.
Its terms state that points are awarded after the cruise, and MSC's current program information says they are credited approximately 10 days after disembarkation.
This means you should not necessarily expect your points balance to change immediately after making an onboard purchase or reaching a milestone during your sailing.
If your account has not updated after the expected processing period, check your MyMSC account and contact MSC if necessary.
Your points are not directly converted into a cruise-fare discount.
Instead, qualifying membership levels provide access to MSC Voyagers Club discounts. For example, MSC currently lists a 5% cruise discount for Classic, Silver, Gold, Diamond, and Blue Diamond members, subject to its terms and exclusions.
Some members may also qualify for additional MSC Voyagers Exclusives offers. These can have their own booking-window requirements and conditions.
Therefore, the correct approach is:
Earn points → reach a membership tier → qualify for the benefits of that tier.
It is not:
Earn points → exchange points for money.
Generally, no.
Your Voyagers Club points are separate from your onboard spending account. They do not operate like onboard credit.
You may receive certain discounts or complimentary benefits because of your membership level, but those benefits are different from using points as payment.
For example, a qualifying member might receive a percentage discount on an eligible onboard service. The discount is a membership benefit, not a conversion of points into spending money.
No. MSC's terms state that Voyagers Club points are non-transferable and cannot be given to third parties.
This means you cannot normally move your accumulated points to:
Each member maintains their own points and membership status.
MSC's program has an important membership-validity rule.
According to the current terms, MSC Voyagers Club membership is subject to completing at least one cruise within a five-year period. If the applicable five-year period passes without another qualifying cruise, membership can expire and accumulated points can be lost.
For frequent MSC cruisers, this makes it important to monitor both your points and your membership status.
When your accumulated points qualify you for a new membership level, MSC updates your membership status according to the program rules.
The higher level can provide additional benefits on future cruises.
For example, moving from Classic to Silver can add benefits that are not available at the Classic level. Moving from Silver to Gold can unlock additional onboard privileges, while Diamond and Blue Diamond provide progressively more benefits.
Remember that not every benefit is automatically available in every situation. Some benefits depend on the ship, itinerary, availability, age, booking type, or other conditions.
Look at your current points and membership level before making a new reservation. You may already qualify for benefits you were not aware of.
Make sure your MSC Voyagers Club number is connected to your booking. This helps MSC recognize your membership and apply eligible benefits.
Do not assume every benefit is automatic. Some must be arranged or booked, while others are subject to availability.
For example, MSC's terms specify advance arrangements for certain benefits such as thermal-area access.
If you are close to the next membership level, review what additional benefits it provides. This can help you understand the practical value of your loyalty status.
However, do not purchase unnecessary services simply to chase points unless the additional benefits genuinely make financial sense for your trip.
MSC offers certain bonus-point opportunities for eligible members who update or confirm their contact information before sailing. The exact timing and conditions apply.
MSC can change loyalty-program benefits and conditions. Always verify the current Voyagers Club rules for the specific cruise you are booking.
This is the biggest misunderstanding. MSC Voyagers Club points have no monetary value and cannot simply be exchanged for cash.
Points are generally credited after the cruise rather than during the sailing. MSC currently states that crediting occurs approximately 10 days after disembarkation.
If MSC does not have your Voyagers Club identification number associated with the booking, your membership may not be properly recognized for the applicable benefits.
Some benefits have specific conditions, availability requirements, age restrictions, or advance-booking requirements.
MSC states that Voyagers Club points are non-transferable.
No. MSC Voyagers Club points are not monetary credit. They contribute toward your membership level, which can provide eligible cruise discounts and other benefits.
Not as a direct form of payment. Your points establish your loyalty status, while any onboard discounts or complimentary services come from the benefits attached to your membership tier.
You can check your points balance, membership level, and related information through your MyMSC personal area.
MSC says points are credited after the cruise, approximately 10 days after the disembarkation date.
No. MSC's terms state that Voyagers Club points are non-transferable.
No. MSC specifically states that the points have no monetary value and cannot be redeemed for cash.
Blue Diamond is currently the highest level, requiring 25,000 or more points.
Higher points can move you into a higher membership tier with additional benefits. However, the standard MSC Voyagers Club cruise discount is currently listed as 5% for Classic through Blue Diamond, while higher tiers provide additional privileges and onboard benefits.
Yes. MSC provides points for qualifying prepaid onboard services. Its published terms state that members can earn 100 points for every €/$150 spent on eligible prepaid MSC packages and services, subject to the program's rules.
MSC's terms state that membership can expire if the required sailing activity is not maintained over five years. When membership expires, accumulated points can be lost.
If you are wondering how to use your loyalty points with MSC Cruises, the most important thing to remember is that you do not spend MSC Voyagers Club points like cash.
Instead, your points build your MSC Voyagers Club membership status. As your points increase, you can move through the program's membership levels and gain access to cruise discounts, onboard savings, priority services, special events, and other privileges.
The best strategy is to check your points through MyMSC, keep your Voyagers Club number connected to your bookings, understand the benefits available at your current tier, and review the latest MSC terms before each cruise.
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