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What is P&O Cruises’ cancellation policy

  • Michael Rodriguez
  • 30 June 2026

What is P&O Cruises’ cancellation policy

Booking a cruise is an exciting investment in your next vacation, but unexpected situations can arise before departure. Illness, family emergencies, work commitments, travel disruptions, or visa issues can force travelers to cancel their trip. Understanding P&O Cruises' cancellation policy before you book can help you make informed decisions and avoid unnecessary costs.

In general, P&O Cruises allows passengers to cancel their booking before departure, but cancellation charges usually apply. The amount you pay depends primarily on how many days remain before your sailing date and the type of fare booked. As your departure date approaches, cancellation charges generally increase, and in many cases you may eventually lose the entire cruise fare if you cancel very close to sailing.

Because policies may change over time and promotional fares can have different terms, always review the Booking Conditions provided with your reservation and any documentation specific to your cruise.

This guide explains how P&O Cruises' cancellation policy works, when refunds may be available, what exceptions sometimes apply, and how travel insurance can help protect your investment.

Understanding P&O Cruises' Cancellation Policy

P&O Cruises' cancellation policy is designed to outline what happens when a guest decides not to travel after confirming a booking.

The policy generally covers:

  • Cancellation charges
  • Refund eligibility
  • Deposit rules
  • Promotional fare conditions
  • Future Cruise Credits (when applicable)
  • Insurance recommendations
  • Exceptional circumstances

Although many travelers assume that cancelling early always guarantees a full refund, this isn't always true. Depending on the fare purchased, deposits may be non-refundable or partially refundable.

The closer you are to departure, the higher the cancellation charges usually become.

How Does the Cancellation Policy Work?

When you cancel your cruise, P&O Cruises normally calculates your refund based on:

  • Departure date
  • Date cancellation is received
  • Cruise fare type
  • Whether additional services were booked
  • Applicable booking conditions

Generally speaking:

Time Before Departure Typical Outcome
Far in advance Small cancellation fee or loss of deposit
Several weeks before sailing Partial refund
Close to departure High cancellation charges
Very close to sailing Little or no refund

 

Always consult the booking conditions attached to your reservation because different fare types may have different cancellation rules.

Why Does P&O Cruises Charge Cancellation Fees?

Cancellation fees help cruise operators recover costs already committed before departure.

These may include:

  • Port reservations
  • Fuel planning
  • Staffing
  • Catering
  • Entertainment
  • Cabin preparation
  • Administrative costs

Unlike hotels, cruise lines must coordinate thousands of passengers across multiple countries, making last-minute changes significantly more expensive.

What Happens to Your Deposit?

One of the most common questions passengers ask is whether their cruise deposit is refundable.

The answer depends on:

  • Promotional offers
  • Fare type
  • Booking conditions
  • Time of cancellation

Some deposits may be refundable, while promotional or saver fares often have non-refundable deposits.

Always read your booking confirmation carefully before cancelling.

When Can You Receive a Refund?

Refund eligibility depends largely on when you cancel.

Generally, you may receive a partial refund if:

  • You cancel before high cancellation charges apply.
  • Your fare conditions allow refunds.
  • Optional extras are refundable.
  • Applicable taxes or port charges qualify for reimbursement.

Refund processing times vary depending on payment method and booking channel.

Situations That May Affect Refunds

Refunds can differ depending on the reason for cancellation.

Examples include:

Medical Emergency

If illness prevents travel, travel insurance may reimburse cancellation costs if your policy covers the event.

Family Emergency

Some comprehensive travel insurance policies provide coverage for qualifying family emergencies.

Jury Service

Certain insurance policies include this as a covered cancellation reason.

Employment Changes

Unexpected redundancy may be covered under some insurance policies.

Coverage depends entirely on your insurer and policy wording.

Typical Cancellation Charge Progression

Although actual charges depend on current booking terms, cancellation fees generally increase as departure approaches.

Days Before Departure General Trend
More than 90 days Lowest charges
60–89 days Moderate charges
30–59 days Higher charges
15–29 days Significant charges
Less than 15 days Very high charges
No-show Usually no refund

 

Always verify the exact schedule applicable to your booking.

How to Cancel a P&O Cruises Booking

Cancelling your booking is usually straightforward.

1: Locate Your Booking

Have ready:

  • Booking reference
  • Passenger names
  • Departure date

2: Contact Your Booking Provider

If booked directly:

Contact P&O Cruises customer service.

If booked through:

  • Travel agency
  • Online travel agent
  • Cruise specialist

You should normally contact the company that handled your booking.

3: Request Cancellation

Ask for written confirmation including:

  • Cancellation date
  • Cancellation charges
  • Refund amount
  • Estimated refund timeframe

Keep copies of all correspondence.

 4: Contact Your Insurance Provider

If you purchased travel insurance:

  • Notify the insurer immediately.
  • Complete any required claim forms.
  • Submit supporting documentation.

Prompt notification often helps avoid claim delays.

Can You Change Your Cruise Instead?

In some situations, changing your booking may cost less than cancelling outright.

Depending on availability and fare conditions, P&O Cruises may allow changes such as:

  • Sailing date
  • Cabin category
  • Passenger information
  • Optional extras

Administrative fees or fare differences may apply.

If your plans change, ask whether modifying your booking is more economical than cancelling.

The Importance of Travel Insurance

Travel insurance is one of the best ways to protect the money you've invested in your cruise.

A comprehensive policy may provide cover for:

  • Medical cancellation
  • Serious illness
  • Injury
  • Family emergencies
  • Natural disasters (where covered)
  • Travel disruption
  • Hospitalization

However, policies vary widely. Always review the policy wording, exclusions, waiting periods, and claim requirements before purchasing.

Many insurers require that insurance be purchased soon after booking for maximum cancellation protection.

Practical Example

Imagine a couple books a 12-night P&O Cruises holiday six months in advance.

Two weeks before departure, one traveler requires emergency surgery and cannot travel.

Without suitable travel insurance:

  • The couple may face substantial cancellation charges under the cruise line's booking conditions.

With eligible travel insurance:

  • They may be able to recover some or all of their non-refundable costs, depending on the policy terms and the documentation provided.

This example illustrates why many travel experts recommend purchasing travel insurance shortly after confirming a cruise booking.

Key Takeaways

  • P&O Cruises generally allows cancellations before departure, but cancellation charges usually apply.
  • Fees often increase as the sailing date approaches.
  • Refund eligibility depends on the fare type, booking conditions, and timing of the cancellation.
  • Deposits may or may not be refundable depending on the fare purchased.
  • Travel insurance can help protect against eligible unforeseen cancellations.
  • Always review the booking conditions specific to your reservation before making changes.
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