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What is P&O Cruises’ cancellation policy

  • Michael Rodriguez
  • 17 September 2025
  • 6 min read

What is P&O Cruises’ cancellation policy

Booking a cruise with P&O Cruises is an exciting step toward a memorable holiday at sea. However, unexpected circumstances may arise, leading passengers to consider canceling or altering their reservations. That’s where understanding P&O Cruises’ cancellation policy becomes essential.

This comprehensive guide explains the rules, timelines, refund structures, insurance coverage, exceptions, and practical tips associated with P&O’s cancellation policy. Whether you’re a first-time cruiser or a loyal guest, this article ensures you know exactly what to expect if your travel plans change.

Why Understanding the Cancellation Policy is Important

Many travelers overlook cancellation terms at the time of booking. However, cancellations can involve significant financial implications.

Key reasons to know the policy:

  • To avoid unnecessary penalties.

  • To understand refund eligibility timelines.

  • To plan better with travel insurance.

  • To ensure flexibility in case of emergencies.

  • To compare cancellation terms with other cruise lines.

By being aware of the policy upfront, you can make informed decisions and potentially save money.

General Overview of P&O Cruises’ Cancellation Policy

P&O Cruises applies a tiered cancellation structure based on how close the cancellation occurs to the sailing date.

  • Earlier cancellations = Higher refund eligibility.

  • Closer cancellations = Higher penalties, sometimes 100% of the fare.

  • Non-refundable deposits apply in most cases.

Standard Cancellation Timeline and Charges

While terms can vary depending on the specific cruise, region, and fare type, here’s a general outline of P&O Cruises’ cancellation penalties:

Cancellation Charges (Typical Guidelines):

  • 90 days or more before departure – Loss of deposit only.

  • 89–57 days before departure – 50% of total fare.

  • 56–42 days before departure – 75% of total fare.

  • 41 days or less before departure – 100% of total fare (no refund).

Exact percentages may differ depending on promotional fares, package deals, and cabin categories. Always double-check your booking confirmation and terms.

What Happens to Deposits?

  • Deposits are typically non-refundable once paid.

  • If you cancel after deposit payment but before final balance is due, you generally lose only the deposit.

  • In certain promotions, P&O may offer flexible deposits, but these often convert into future cruise credit (FCC) instead of a cash refund.

Can You Get a Refund for Cancellations?

Refund eligibility depends on when you cancel and the type of fare purchased.

  • Refundable fares follow the standard policy above.

  • Non-refundable fares may offer little to no cash back but sometimes allow FCC.

  • Travel insurance coverage can help recover non-refundable amounts in cases of emergencies.

Refunds are typically processed back to the original payment method, though processing times may vary from 2–6 weeks.

Special Circumstances and Exceptions

Not all cancellations fall under standard penalties. P&O considers certain situations differently:

1. Medical Emergencies

If a passenger falls ill before sailing and can provide medical documentation, travel insurance often steps in to cover cancellation fees.

2. Government Travel Restrictions

If ports are closed or travel advisories prevent sailing, P&O may issue refunds or FCC, depending on the situation.

3. Cruise Line Cancellations

If P&O cancels the cruise (due to weather, operational issues, or global events), passengers generally receive:

  • Full refund, or

  • Future cruise credit with added perks.

4. Name/Passenger Changes

Changing the lead passenger or swapping travelers may incur administrative fees, which vary depending on how close the change occurs to departure.

Travel Insurance and Cancellations

One of the best ways to safeguard against cancellation penalties is through travel insurance.

What Travel Insurance Typically Covers:

  • Illness, injury, or death of passenger or family member.

  • Job loss or unexpected work obligations.

  • Natural disasters or severe weather events.

  • Delays due to airline or transportation strikes.

Without insurance, passengers may bear the full cost of late cancellations.

How to Cancel a P&O Cruises Reservation

If you decide to cancel your booking, follow these steps:

  1. Check Your Policy – Review the terms in your booking confirmation.

  2. Contact Your Travel Agent or P&O Directly – Notify them as soon as possible.

  3. Provide Necessary Information – Booking ID, full passenger names, and sailing details.

  4. Request Written Confirmation – Always keep proof of cancellation.

  5. Follow Up on Refunds – Track processing times with your payment provider.

Rebooking After Cancellation

Sometimes, passengers cancel with the intention of rebooking later. P&O may provide:

  • Future Cruise Credit (FCC) – Instead of a cash refund, usable on future sailings.

  • Rebooking Flexibility – If you cancel early enough, you may only lose the deposit.

 Ask if P&O is running any “Book with Confidence” programs, which offer additional flexibility.

Real-Life Scenarios

Scenario 1: Early Cancellation

Passenger cancels 100 days before sailing. They lose only the deposit but recover the rest of the balance.

Scenario 2: Last-Minute Medical Emergency

A passenger cancels 10 days before sailing due to illness. Since cancellation fees are 100%, travel insurance reimburses most of the loss.

Scenario 3: Cruise Line Cancellation

P&O cancels due to port closures. Passengers receive FCC plus a 10% bonus to encourage rebooking.

Tips to Minimize Cancellation Penalties

  1. Book Refundable Fares – They cost slightly more but provide flexibility.

  2. Buy Travel Insurance – Protects you from unexpected losses.

  3. Cancel Early – The earlier you cancel, the lower the penalty.

  4. Consider Future Cruise Credits – Sometimes better than cash refunds.

  5. Stay Updated – Keep track of policy changes, especially during global events.

Frequently Asked Questions (FAQs)

Q1: Can I get my deposit back if I cancel?

Generally no, deposits are non-refundable, unless covered by flexible promotions.

Q2: How long does it take to get a refund?

Refunds usually take 2–6 weeks, depending on the payment method.

Q3: Can I transfer my booking instead of canceling?

Yes, you can sometimes transfer your booking to another sailing or person, but fees may apply.

Q4: What happens if P&O cancels my cruise?

You typically receive a full refund or FCC with potential bonus value.

Q5: Does insurance cover “change of mind” cancellations?

No. Insurance covers only specific unforeseen events, not voluntary changes.

Why the Cancellation Policy Matters for Travelers

The cancellation policy affects:

  • Budgeting – Helps plan deposits and final payments.

  • Flexibility – Knowing deadlines reduces stress.

  • Risk management – Insurance and flexible fares protect against losses.

Understanding it empowers passengers to make smart financial decisions.

Final Thoughts

The P&O Cruises cancellation policy is structured to protect both the cruise line and passengers. While early cancellations result in lower penalties, last-minute cancellations can be costly without insurance.

Key Takeaways:

  1. Deposits are usually non-refundable.

  2. Refund percentages decrease closer to sailing.

  3. Travel insurance is essential for unexpected cancellations.

  4. P&O may issue future cruise credits instead of cash refunds in some cases.

  5. Always cancel as early as possible and keep written proof.

By understanding and planning around this policy, travelers can ensure a smoother, more secure cruise experience with P&O.

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