Booking a Royal Caribbean International cruise is a dream come true for millions of travelers each year. From breathtaking itineraries to luxurious onboard experiences, the cruise line offers a chance to create lasting memories at sea. However, sometimes unexpected changes occur, and you may need to cancel or reschedule your plans. When this happens, understanding Royal Caribbean’s refund policy is crucial.
The refund policy outlines how much money you can get back if you cancel, what options are available in the form of cash refunds or Future Cruise Credits (FCCs), and how timing impacts the process. In this guide, we will explore the details of Royal Caribbean’s refund rules, timelines, exceptions, and smart strategies to ensure you don’t lose your travel investment.
Royal Caribbean’s refund policy is designed to balance flexibility for guests with the cruise line’s operational needs. Refunds depend on several key factors:
When you cancel your booking – Refunds are tied to cancellation timelines.
Type of booking – Refundable vs. non-refundable deposits have different rules.
Special programs or promotions – Some discounted or promotional fares come with stricter conditions.
Form of refund – Cash refunds or Future Cruise Credits (FCCs).
Unexpected circumstances – Royal Caribbean cancellations, weather disruptions, or emergencies may have special policies.
By understanding these, you can make informed decisions and avoid losing money unnecessarily.
The most important factor in determining your refund is when you cancel relative to your sailing date. Royal Caribbean uses a sliding scale cancellation fee schedule.
90+ days before sailing: Full refund (minus non-refundable deposits).
89–75 days before sailing: 25% of total fare is non-refundable.
74–61 days before sailing: 50% of total fare is non-refundable.
60–31 days before sailing: 75% of total fare is non-refundable.
30 days or less before sailing: 100% penalty (no refund).
For longer itineraries, the cancellation window is stricter:
120+ days before sailing: Full refund (minus non-refundable deposits).
119–90 days before sailing: 25% penalty.
89–75 days before sailing: 50% penalty.
74–31 days before sailing: 75% penalty.
30 days or less before sailing: No refund.
Holiday cruises typically require earlier cancellations for a full refund. Some sailings may need cancellations up to 150 days in advance to avoid penalties.
Royal Caribbean often offers special fares with non-refundable deposits. These are popular because they come at a lower upfront cost, but they limit refund flexibility.
If you cancel, the deposit amount is not returned in cash.
Instead, you may receive a Future Cruise Credit (FCC) equal to the deposit value.
A change fee of around $100 per guest may apply if you switch sailings.
This means that while you don’t lose the entire deposit, you can’t get it back in cash. Instead, you must use it toward a future cruise.
Royal Caribbean issues refunds in two main forms:
Returned to the original payment method (credit card, bank transfer, etc.).
Typically processed within 30–45 business days.
If multiple payment methods were used, refunds are split accordingly.
Acts like a voucher for future travel with Royal Caribbean.
Usually valid for 12–24 months from the date of issue.
Can be applied toward the cruise fare only (not onboard expenses).
Non-transferable and must be used by the original passenger.
FCCs are often offered when cancellations occur close to sailing or under programs like Cruise with Confidence.
Refunds don’t only apply to the cruise fare. Royal Caribbean also considers:
Prepaid shore excursions – Fully refundable if canceled before sailing.
Drink packages and dining packages – Refunded if canceled before the cruise begins.
Wi-Fi packages – Refundable if canceled pre-sailing.
Onboard credits – Non-refundable unless issued by the cruise line due to operational issues.
This flexibility ensures you don’t lose money on extras if you adjust plans before departure.
Sometimes circumstances outside your control affect your sailing. Royal Caribbean has policies for these as well.
If the cruise line cancels your sailing due to operational issues, weather, or global events, you typically receive:
A full cash refund OR
A Future Cruise Credit, sometimes with a bonus percentage to encourage rescheduling.
Hurricanes and severe weather can disrupt sailings. Refunds are usually offered if the cruise is canceled, though itinerary changes do not automatically qualify for refunds.
If you or a family member has a medical emergency, refunds depend on the timing of cancellation. Travel insurance is highly recommended to cover such unexpected scenarios.
Royal Caribbean introduced the Cruise with Confidence policy to offer more flexibility during uncertain travel conditions.
Cancel up to 48 hours before sailing.
Instead of cash, you receive a 100% Future Cruise Credit.
FCC must typically be used within one year.
This program offers peace of mind for travelers who may face last-minute disruptions.
Purchasing travel insurance is one of the best ways to protect your cruise investment.
Coverage for last-minute cancellations due to illness or emergencies.
Reimbursement for additional travel expenses (flights, hotels, transfers).
Extra protection beyond Royal Caribbean’s standard refund policy.
Royal Caribbean offers its own Vacation Protection Program, which combines cancellation coverage with travel insurance.
Many guests book Air2Sea flights or hotel stays directly through Royal Caribbean.
Flights: Airline refund rules apply, but often more flexible when booked through Royal Caribbean.
Hotels: Refund policies depend on the hotel but usually follow Royal Caribbean’s cancellation timeline.
Always confirm these details when booking bundled packages.
When eligible for a refund:
Refunds take 30–45 business days to process.
The amount is returned to the original payment method.
If FCC is issued, it’s typically available within 2 weeks.
This processing time is standard across the cruise industry.
Cancel Early – The further from your sailing date, the higher your refund.
Understand Your Fare Type – Refundable vs. non-refundable deposits matter.
Track FCC Expiration Dates – Don’t let credits go unused.
Purchase Travel Insurance – Extra coverage for emergencies.
Book Flexible Promotions – Avoid deals that lock you into strict non-refundable terms.
Waiting until the last minute to cancel.
Assuming non-refundable deposits are returned in cash.
Forgetting to check FCC restrictions.
Not reading terms of bundled airfare and hotel packages.
Cancelling directly with Royal Caribbean when booked via a travel agent (always cancel through your booking channel).
1. How long does it take to get a refund from Royal Caribbean?Refunds may take up to 30–45 business days, while FCCs are processed faster.
2. Can I transfer my Future Cruise Credit to another person?Generally, FCCs are non-transferable and must be used by the original passenger.
3. What happens if Royal Caribbean cancels my cruise?You’ll receive a full refund or FCC, sometimes with a bonus incentive.
4. Are taxes and port fees refunded if I cancel?Yes, taxes and port fees are refunded in most cases.
5. Can I cancel only one guest in my booking?Yes, partial cancellations are allowed, but fees may still apply.
Royal Caribbean International’s refund policy is structured to provide guests with options while protecting the cruise line’s operations. The key to maximizing your refund is understanding when and how you cancel, the type of deposit you booked, and whether you’re willing to accept Future Cruise Credits.
For maximum flexibility, consider refundable deposits and travel insurance. If you’re comfortable with FCCs, non-refundable deposits may be a good way to save money upfront. No matter your situation, acting early and knowing your rights will help you make the most of Royal Caribbean’s refund options.
If your plans change, don’t panic—Royal Caribbean’s policies are designed to give you multiple solutions, whether it’s a refund, a credit for future travel, or rescheduling your dream vacation at sea.